Embrace the Florida lifestyle! This charming 2-bedroom, 2-bathroom block home nestled in the Bay Ridge Terrace community offers a lifestyle of both comfort and convenience. Perfectly situated in the heart of Seminole, you can easily bike to the pristine beaches or Seminole City Center, embracing the true essence of coastal living. Upon arrival, be captivated by the lovely curb appeal, setting the stage for what awaits inside. Step through the threshold to discover a haven of tranquility, boasting easy-to-care-for tile flooring throughout the main living areas, with carpet in the bedrooms. The spacious open concept great room, provides the perfect setting for family gatherings. Enjoy this light-filled room, flooding warmth into the room from every window. The kitchen offers an abundance of cabinetry, an island, a built-in office nook, granite countertops, and stainless-steel appliances. Retreat to the primary bedroom with walk-in closet, complete with a private bath featuring a walk-in shower. The secondary bedroom offers generous closet space, and is conveniently located next to the main bathroom boasting a spacious vanity and shower/whirlpool tub combination. Step out the patio doors to your private pool, great for cooling off on those hot summer days. There’s also an outdoor shower and irrigation system with all new valves on well. This home offers several upgrades including, hurricane impact windows, roof (Aug 2021), sewer pipes lined (Aug 2021), hot water heater (July 2023), pool pump (Aug 2023), and a newer garage door opener. The oversized one-car garage has plenty of extra storage space. Located in a non-flood zone, top-rated schools, shopping destinations, and gorgeous Gulf beaches. Don't miss your chance to experience the charm and convenience of this remarkable property - schedule your appointment today and make it yours before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,472 | $3,190 |
Total Monthly Payment | $2,929 | $2,926 | $3,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.