2643 Saddlewood LANE, Palm Harbor, FL, 34685 | $649,999

Under contract-accepting backup offers. Located in the highly desirable East Lake corridor, this beautifully updated 4/2/3 is move-in ready!The split floor plan and open concept offers a renovated kitchen with large walk-in pantry, quartz countertops, breakfast overhang, and a slide door to the HEATED pool and to fantastic lake and preserve views. Kitchen is open to the family room which features a gas fireplace - a cozy area to gather for those chilly nights during the holidays. The luxurious primary bedroom has a large walk-in closet with California closet shelving, plenty of room for a small sitting area, and another set of slide doors overlooking the pool, making the room light and bright. The primary bath features a dual vanity sink and a large stand alone bathtub. The 3 other bedrooms are spacious and have bamboo flooring, their closets also have built in shelf cabinetry. Screen enclosed HEATED pool, with beautiful pavers and outdoor sink, creating a peaceful and completely private tropical oasis - a calming place to enjoy your morning coffee or evening cocktail and dinner. Kayak and fish out of East Lake in your own backyard! Spacious inside laundry room. Second bath is shared by the other 3 bedrooms and also serves as the pool bath. Beautifully fenced in DOG RUN on the side of the home connecting to the large 3 car garage, which features abundant overhead storage space. Opportunity to save on your monthly electric bill with Solar Panels in place- there’s nothing to do but enjoy! 2023 Hot Water Heater, 2024 pool pump, 2022 pool heater. Zoned for Palm Harbor schools, convenient to the beach, Clearwater and Tampa. NO FLOOD ZONE. Make your appointment to see this lovely home today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 85 x 126
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,136
  • Acreage: 0.25
  • Lot Size: 85 x 126
  • Est. Taxes: $5,790
  • HOA Fee: $588 Annually
  • Lot Desc: City Lot, In County
  • View: Water
  • Pool: Heated, In Ground, Screen Enclosure, Solar Heat
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: U8237952
  • Days on Market: 150 days
  • Website: https://www.raveis.com
    /prop/U8237952/2643saddlewoodlane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 7:17:07 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-821-3322

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2643 Saddlewood LANE, Palm Harbor, FL, 34685

$649,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,999 $519,999 $519,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $483 $483 $483
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,456 $4,459
Total Monthly Payment $4,121 $4,030 $5,033

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.