Turn the bend on BORING! Prepare to be awed by this STANDOUT, LOVINGLY RENOVATED & MAINTAINED "CALIFORNIA RANCH", a country estate on nearly 1ACRE for buyers w/discerning TASTE. Behind a sweeping apron of manicured lawn, graced by a whispering pond & weeping willow, this distinctive MAHOGANY(YES!) + stone front 2398SF, 7RM home fits BABY BOOMER NEEDS w/full 1LEVEL living space (1510 SF w/A/C) on 1st, plus guest/adult offspring/grandchild BR + BR/OFFICE in LOFT w/2nd FULL BATH & CEDAR CLOSET too! Those w/GROWING FAMILY NEEDS can fill 3 beds + FR/ Bonus Room in the entire almost 2400sf home. A masterfully designed, custom floorplan adapts to life changes, providing a truly "FOREVER" home that CHECKS ALL THE BOXES. The FIELDSTONE FIREPLACE in the sprawling LR also adorns the adjacent grand DR. You'll thrill at the beautiful 5yr remodel SS/granite K/DA w/sandalwood birch cabinetry & convenient 1ST FLR LDRY room. LOVE the Luxurious bath w/MEGA WALK-IN shower (1 OF 2 BATH UPDATES), followed by the privately situated 1st FLR MBR tucked away at hall's end. The expanse of windows in the FR/Bonus Room provides a priceless, lush vista & a pleasant retreat. WHITE PINE & OAK WOODS THRUOUT. A sunlit mudroom leads to a special 2+ garage w/a wealth of workshop space & plugs a-plenty for a craft person or car lover. SEE UPDATE LIST: 9 YR ROOF, SEPTIC, HEAT PUMP, WINDOWS, & MORE! HOMESTEAD TAX EXEMPTION IS REFLECTED HERE. Subject to seller finding SUITABLE HOUSING. INCLUDES: 4, 356 SF Lot 169.
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Our Executive Mortgage Banker:
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$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,851 | $2,813 | $3,629 |
Total Monthly Payment | $3,426 | $3,388 | $4,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.