Location, location, if you’re looking for a property with a waterfront location and plenty of wildlife to watch while enjoying your morning coffee or tea this is the home for you. Enjoy one of the largest oversized lots available on Cook Lake. This waterway leads directly into Cook lake and from there through the chain of lakes all the way to Lake Louisa. The waterway is 12 feet deep. This home is a 5 bedroom, 2. 5 baths. Open floor plan with the family room open to the kitchen which boost of 42” Espresso color maple cabinets and sand palace quartz counter tops w/beveled edge, , 9’ 4” ceilings, breakfast bar that sets 4 with comfort, stainless steel appliances, 17” x 17” ceramic tile floors except bedrooms. Split bedroom plan, built in desk area in back hallway. The Primary suite has a walk in shower and soaking tub with large walk in closet, separate water closet. Double vanities in both guest & primary baths. Thermo pane windows, exterior has stone facade, irrigation system, Fire pit, window treatments are 2” white PVC blinds, colonial baseboards, recessed lighting in kitchen + pendent above breakfast bar area, knockdown textured ceilings & orange peel walls, large spacious laundry room, brick pavers on driveway, CPVC plumbing with whole house water softener and a reverse osmosis for kitchen sink, HVAC heat pump, this home is filled with builder upgrades. The 5th bedroom can double as an office or multi purpose room. This home is a single story with 2, 524 under air square footage and 3, 112 total. No rear neighbors. Great views, a MUST SEE!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,472 | $3,189 |
Total Monthly Payment | $3,079 | $3,077 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.