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Sophisticated Serenity.
191 Spencer Street Unit 1A is a sprawling 2-bed, 2. 5-bath duplex home that speaks to the needs, wants and desires of the renter with discerning taste. Here is where you'll find 1, 338 of perfect interior square feet that you can transform into your personal urban getaway on a quiet, tree-lined street. Plus 522 square feet inclusive of a private backyard and balcony! Space is this home's amenity.
The spacious living room allows you to allocate for furniture big and small, while creating the ideal space for living and entertaining. The spectacular open chef's kitchen features amazing appliances and an island for multi-tasking while preparing wonderful meals. The alcove creates the perfect opportunity to have a designated home office or sleeping nook for guests. The home is wired for Verizon Fios as well. The bathroom is lux and creates a spa-like atmosphere with a deep-soaking tub and amazing tile work. Situated off the beautiful garden, the bedrooms are serene, spacious and comes with no shortage of storage. This residence will surely elevate your expectations for city living. Downstairs is where you will find the second sleeping quarter that features an alcove space that is nestled off to the side that is currently being used as a music studio but could double as a home office, walk in closet or whatever your heart desires. There is a full bathroom and laundry room on this level and you have an additional egress that leads out to the landscape garden from the lower level.
Located on the border of where Clinton Hill ends and Bedford Stuyvesant begins allows you to experience the best of both neighborhoods! Here is where you are centralized to everything that is happening and noteworthy. Restaurants and amenities are flourishing in every direction. Trains and buses put you within minutes of every place you could ever want to be in NYC. Here is where you'll find everything you desire. Find Your Sweet Spot.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $4,000 | $4,000 | $4,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $27 | $27 | $35 |
Total Monthly Payment | $102 | $102 | $110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.