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Welcome to Sunny Florida, your own paradise awaits! In the secure gated community of Island Cay, you will find this beautiful waterfront pool home, 5 bedrooms, 3 ½ baths, on nearly ½ acre, with dual Central AC units. 10 minutes to Tampa Bay by boat! This amazing open concept, split plan home gives you views of the pool and the waterfront from nearly every room in the house! The First Floor Primary bedroom has a tray ceiling, sliding beveled disappearing glass doors to open the room completely to the screened pool lanai and views of the canal, dual walk-in closets, Jacuzzi tub and double shower heads. This home boasts beautiful wood trim including crown molding, 6 inch baseboards, and chair rails throughout. You will enjoy the wood burning fireplace in the living room, as well as beveled glass sliding doors in the living room and family room. The Kitchen includes large island with plenty of room for seating, wine rack, hands free faucet, glass tile backsplash, solid wood cabinets, double oven, granite countertops and 20-foot ceilings. All bedrooms are oversized, 2 of them have built-in window seats for storage. The upstairs bedroom has a ½ bath, walk-in closet and 2 large storage areas. You may gain access to the upstairs bedroom immediately upon entering the house from the garage, without going through the rest of the house, making it the perfect, private guest suite! The separate, inside laundry/mud room includes built in cabinetry and utility sink. Grill in your outdoor kitchen, sit poolside, or better yet, sit and enjoy your favorite beverage right on one of the in-pool seats. The screened lanai features a saltwater pool with heater, sun shelf, waterfalls, bar seats, bubblers, LED lights, outdoor shower, top of the line outdoor kitchen/bar. This beautiful lawn is efficiently maintained with a sprinkler system and a private well for irrigation. The dock has running fresh water and electricity, and was replaced in 2020 with Lifetime Trex Decking and a 16, 000 lb boat lift. Easy boating access to Tampa Bay and the Gulf of Mexico. Once in Tampa Bay, boat directly to downtown Tampa’s Channelside district, downtown St. Pete, the Suncoast beaches or anywhere along the coast your heart desires to go! Conveniently located between Tampa, St. Petersburg and Sarasota where you will find abundant shopping, dining, museums, shows, galleries and more. A short car ride to shopping & dining and 25 minutes to Tampa International Airport. This is a rare gem, schedule your showing today!!
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Our Executive Mortgage Banker:
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$1,595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 7.082% |
Monthly Tax Payment | $1,343 | $1,343 | $1,343 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,597 | $8,382 | $11,380 |
Total Monthly Payment | $10,065 | $9,850 | $12,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.