433 Island Cay WAY, Apollo Beach, FL, 33572 | $1,595,000

Welcome to Sunny Florida, your own paradise awaits! In the secure gated community of Island Cay, you will find this beautiful waterfront pool home, 5 bedrooms, 3 ½ baths, on nearly ½ acre, with dual Central AC units. 10 minutes to Tampa Bay by boat! This amazing open concept, split plan home gives you views of the pool and the waterfront from nearly every room in the house! The First Floor Primary bedroom has a tray ceiling, sliding beveled disappearing glass doors to open the room completely to the screened pool lanai and views of the canal, dual walk-in closets, Jacuzzi tub and double shower heads. This home boasts beautiful wood trim including crown molding, 6 inch baseboards, and chair rails throughout. You will enjoy the wood burning fireplace in the living room, as well as beveled glass sliding doors in the living room and family room. The Kitchen includes large island with plenty of room for seating, wine rack, hands free faucet, glass tile backsplash, solid wood cabinets, double oven, granite countertops and 20-foot ceilings. All bedrooms are oversized, 2 of them have built-in window seats for storage. The upstairs bedroom has a ½ bath, walk-in closet and 2 large storage areas. You may gain access to the upstairs bedroom immediately upon entering the house from the garage, without going through the rest of the house, making it the perfect, private guest suite! The separate, inside laundry/mud room includes built in cabinetry and utility sink. Grill in your outdoor kitchen, sit poolside, or better yet, sit and enjoy your favorite beverage right on one of the in-pool seats. The screened lanai features a saltwater pool with heater, sun shelf, waterfalls, bar seats, bubblers, LED lights, outdoor shower, top of the line outdoor kitchen/bar. This beautiful lawn is efficiently maintained with a sprinkler system and a private well for irrigation. The dock has running fresh water and electricity, and was replaced in 2020 with Lifetime Trex Decking and a 16, 000 lb boat lift. Easy boating access to Tampa Bay and the Gulf of Mexico. Once in Tampa Bay, boat directly to downtown Tampa’s Channelside district, downtown St. Pete, the Suncoast beaches or anywhere along the coast your heart desires to go! Conveniently located between Tampa, St. Petersburg and Sarasota where you will find abundant shopping, dining, museums, shows, galleries and more. A short car ride to shopping & dining and 25 minutes to Tampa International Airport. This is a rare gem, schedule your showing today!!

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 1999
  • Garage: 3-car Boat, Driveway, Garage Door Opener, Golf Cart Parking, Guest, Off Street, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,460
  • Acreage: 0.49
  • Est. Taxes: $16,116
  • HOA Fee: $600 Annually
  • Lot Desc: Cul-De-Sac, City Lot, Landscaped
  • View: Pool, Water
  • Pool: Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener
  • MLS#: U8248507
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/U8248507/433islandcayway_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2024 3:52:42 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-821-3322

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

433 Island Cay WAY, Apollo Beach, FL, 33572

$1,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.014% 7.082%
Monthly Tax Payment $1,343 $1,343 $1,343
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,597 $8,382 $11,380
Total Monthly Payment $10,065 $9,850 $12,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.