7196 N Plum Tree, #313, Punta Gorda, FL, 33955 | $240,000

Welcome to this rare, ground-floor Plum Creek condo in the sought-after Burnt Store Meadows. This bright and airy home boasts a fantastic open floor plan, a spacious kitchen featuring granite countertops and stainless-steel appliances PLUS storm-rated windows and doors.

The primary suite is both expansive and private, featuring a tray ceiling, walk-in closet, and an ensuite with dual sinks and a large shower. The home is adorned with ceramic tile laid on the diagonal throughout and charming plantation shutters on all windows. The large laundry room comes fully equipped with a washer, dryer, and extra storage space.

You’ll appreciate the ample guest parking and the convenience of an assigned covered carport right outside your door, complete with attic storage above the parking space for additional storage needs.

Relax in your screened-in lanai with serene nature views or take a refreshing dip in the community pool, an ideal spot to spend afternoons with friends, neighbors, or family.

Located close to Downtown Punta Gorda, this condo provides easy access to a variety of restaurants, shops, the local farmers market, fishing, boating, and numerous golf courses. Don’t miss out on this exceptional opportunity—call for a private showing today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PLUM CRK PH 1
  • Year Built: 2006
  • Approx Sq. Feet: 1,079
  • Acreage: 0.03
  • Est. Taxes: $2,605
  • Condo Fee: $1,659 Quarterly
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7494389
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7494389/7196nplumtree_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2024 3:31:45 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-637-1090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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7196 N Plum Tree, #313, Punta Gorda, FL, 33955

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,294 $1,294 $1,659
Total Monthly Payment $1,586 $1,586 $1,951

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.