Amazing free-standing Harvard model featuring two bedrooms plus a den, two baths, one level with two-car garage, gas heat, gas range, and gas fireplace! Cook and dine in style with 42" Maple cabinets, elegant granite counters (2017), and stainless steel appliances. Equipped with a gas range for precision cooking, complemented by gas heat and a cozy gas fireplace. The hall bath features a walk-in shower and no popcorn ceilings! The luxurious master bathroom boasts a double vanity sink and a Kohler soaking tub for a spa-like experience, all with no popcorn ceilings. The second bedroom provides ample space for guests or family. A welcoming den with no popcorn ceilings, highlighted by crown molding and recessed lighting, perfect for relaxation or work-from-home needs. Efficient hot water heater (2017) ensures consistent comfort. The master bedroom features elegant crown moldings and a ceiling fan for added comfort. Spacious 2-car garage offers plenty of storage and convenience. Enjoy the ultimate outdoor oasis relaxation with an electric awning on your Trex deck (2021), offering complete privacy and overlooking a beautiful backyard property. Perfect for entertaining or unwinding after a long day. This home is meticulously maintained and designed for modern living, providing a perfect blend of luxury and functionality. Don't miss the chance to make it yours! Hot water heater (2017). HOA of $727. 61 = Condo 22 fee $513. 13 + Society fee $214. 48. Special roof assessment of $106. 35 per month through December 2029; ?The roofs will be replaced in 5 years or so. Taxes without Basic STAR exemption of $1652. Enjoy the Heritage Hills lifestyle: 5 pools, tennis, pickleball, bocce, Activity Center, Fitness Center, 24-hour security with EMT, shuttle to the trains and shops and much, much more. Per seller, gas and electric averages $115 for each over the past 12 months. PLEASE SEE AGENT REMARKS FOR ADDITIONAL INFORMATION.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,412 |
Total Monthly Payment | $4,824 | $4,820 | $6,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.