4048 Windchime LANE, Lakeland, FL, 33811 | $495,000

PRICE REDUCTION!!! Welcome to 4048 Windchime Ln, a beautifully maintained lake-front home right in Lakeland, FL. This gorgeous house offers a perfect blend of comfort and style, featuring 5 bedrooms and 3 bathrooms. Step inside to discover an inviting open, split floor plan with luxury vinyl plank flooring throughout the first floor and ample natural light, perfect for both everyday living and entertaining guests. The modern kitchen is equipped with granite countertops, stainless steel appliances and plenty of space. The spacious master suite provides a serene retreat with two walk-in closets leading to the amazing master bathroom- with double vanities. Two additional bedrooms remain on the first floor while the other two extra bedrooms are upstairs along with the generously sized loft space. (Roof, 2018. AC, 2018. Water heater, 2020) Enjoy Florida living at its best with the home's nature and lake views, a one hour drive from both Tampa and Orlando International Airport, less than an hour from both Universal Studios and Disney World, a 7 minute drive to Lakeland Linder international Airport, and 10 minutes away from Lakeside Village which is a huge plaza with shops, restaurants and a movie theater! The low HOA fee includes lawn care, cable, internet, pool & gym access, clubhouse access and fun monthly activities such as bingo tournaments, ice cream socials, and food truck nights! Schedule a showing today! You won't want to miss out on this opportunity!

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2001
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,788
  • Acreage: 0.17
  • Est. Taxes: $3,663
  • HOA Fee: $272 Monthly
  • Lot Desc: In County, Level
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: U8248491
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/U8248491/4048windchimelane_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/30/2024 11:17:09 AM)
Listing courtesy of EXP Realty   Phone: 888-883-8509

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4048 Windchime LANE, Lakeland, FL, 33811

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,471 $2,406 $3,129
Total Monthly Payment $2,851 $2,786 $3,509

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.