Welcome to this unique dual home property located on 4. 1 acres amidst mature hardwood trees. Featured is a two-story gem with a two-car garage with a studio apartment above and a wonderful columned farmers porch. Inside is an open gathering area with plenty of natural light provided by sliders opening to a large stone patio and beautiful, expansive lawn perfect for entertaining. There is a laundry room equipped with washer, dryer and sink. There is a spacious ½ bath and easy access to the garage adds to the practicality. An arched entry leads to the second floor, spacious, studio apartment with hardwood floors, high ceiling, surrounding windows and a charming skylight. The kitchen provides ample cabinet space with appliances. This large versatile space includes a ¾ bath. The second property is a cozy, two-bedroom, two-bath cottage nestled between trees for added privacy. Hardwood floors and well crafted cherry cabinets add a touch of rustic elegance. The gas wood stoves in the first and second story living areas ensure a warm and inviting atmosphere on chilly days. Both properties are meticulously maintained and tastefully decorated providing a serene and comfortable living environment. Located on the Stowe/Morristown line with easy access to the vibrant Mountain Road with its shops and restaurants. Enjoy the perfect blend of tranquility and convenience in this exceptional property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,096 | $1,096 | $1,096 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,419 | $3,330 | $4,331 |
Total Monthly Payment | $4,607 | $4,518 | $5,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.