Absolutely gorgeous, recently remodeled home sits on over a 1/4 acre with a large, semi private, fenced backyard. The moment you pull into the drive you will appreciate the newly painted exterior, concrete curbing with rock and new Florida friendly plantings, as well as new sod out front, and views of a lush, open green space from the back yard. Inside your pleasure continues with the newly painted interior, new luxury vinyl plank and tile floors throughout the home. The kitchen is lovely with plenty of NEW: white, soft close cabinets, stylish granite countertops and stainless appliances. The breakfast nook has a door leading out to the enclosed patio to provide easy access for grilling and entertaining. Primary bedroom boasts of a large walk-in closet as well as wall closet, and the bath has a double sink vanity with granite, walk-in shower with grab bars and fold down bench. Inside laundry comes with new washer and dryer. Garage is 20 x 26 and has a wash tub, attic storage, and water filter system for the home ROOF 2016, HVAC 2015, WATER HEATER 2024. Located in Spruce Creek Preserve a fun and friendly 55+ gated golf community with lots of amenities and activities: heated pool, spa pickleball, tennis, corn hole, shuffleboard, water aerobics, yoga exercise classes. fitness center, potlucks, dances, holiday dinners, cards, games, bingo, bunco, chair volleyball, and social and travel groups. Minutes from golf, groceries, medical, restaurants, shopping, banking, hiking and biking trails.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$317,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $253,920 | $253,920 | $253,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,584 | $1,543 | $2,007 |
Total Monthly Payment | $2,025 | $1,984 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.