Discover the perfect blend of charm and comfort in this delightful three-bedroom, three-bathroom home, nestled in the serene neighborhood of Laurel Pointe. Located on an oversized lot at the end of a quiet cul-de-sac, this home offers both privacy and picturesque views.
The exterior features native stone accents against crisp cream walls, creating a welcoming first impression. Step through the foyer, where soothing light grey color walls greet you, leading into the spacious family room. This inviting space boasts vaulted ceilings, newer laminate floors, one of two wood-burning fireplaces, and sliding glass doors that open to an oversized screened-in rear porch. Adjacent to the family room, the cozy dining area provides the perfect setting for family meals and gatherings. The kitchen is a chef's delight, featuring wood cabinets, stainless steel appliances, granite countertops, a breakfast nook, and large ceramic tile floors. The split floor plan ensures privacy, with two large bedrooms and a second bathroom located off the kitchen. The roomy master bedroom offers tray ceilings, sliding doors to the back porch, and a newly remodeled en-suite bathroom.
The bonus room features a wood-burning fireplace, large storage closet, sliding doors to the back porch, and the third bathroom. This versatile space could easily be converted into a fourth bedroom or a mother-in-law suite if needed.
Enjoy outdoor living on the screened-in back porch, overlooking a private, fenced-in backyard. This home truly offers everything you need for comfortable and stylish living. Updates include : a/c and duct work 2018, water heater 2019 and roof is 10 years old.
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,664 |
Total Monthly Payment | $2,410 | $2,408 | $2,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.