Under contract-accepting backup offers. One or more photo(s) has been virtually staged. SOME PHOTOS VIRTUALLY STAGED. . . . ONE OF THE BEST UNITS IN THE COMPLEX! PINE RIDGE AT PALM HARBOR IS A PET FRIENDLY, 55+ RETIREMENT COMMUNITY. THIS PROPERTY IS A 2 BEDROOM, 2 FULL BATH END UNIT ON THE 1ST FLOOR, LOCATED IN THE BACK OF THE COMPLEX AND HAS MANY UPDATES! ALL WINDOWS AND SLIDING DOORS TO THE PATIO HAVE BEEN REPLACED WITH HURRICANE RATED PRODUCT (NEARLY $19, 000 UPGRADE) THE KITCHEN HAS SOLID, RAISED PANEL CABINETS, STUNNING QUARTZ COUNTERS, A BEAUTIFUL MARBLE BACKSPLASH AND A CUSTOM BUILT-IN WALL FEATURE WITH A QUARTZ TABLE TOP IS SURE TO PLEASE! THE MICROWAVE IS BRAND NEW THIS YEAR AND, ENJOY A TOP OF THE LINE, BOSCH BRAND DISHWASHER. THE HVAC SYSTEM HAS BEEN EQUIPPED WITH A UV FILTER FOR OPTIMUM AIR QUALITY AND WAS INSTALLED IN 2021. THE WATER HEATER IS ABOUT 6 YEARS YOUNG. ALL OF THE BIG TICKET ITEMS HAVE BEEN UPGRADED IN THIS LOVELY PROPERTY. THIS CONDO COMES WITH A LAUNDRY ROOM WITH CUSTOM STORAGE AND WILL ACCOMODATE A FULL-SIZED WASHER AND DRYER. THE PRIMARY BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND AN EN-SUITE BATHROOM WITH SHOWER. ALSO ENJOY A GOOD SIZE GUEST BEDROOM AND A GUEST BATHROOM WITH BATHTUB IN THE HALLWAY. A GREAT PLACE AS YOUR PRIMARY HOME, VACATION HOME OR INVESTMENT. THERE IS A 3 MONTH LEASE MINIMUM WITH NO WAIT TIME! THE UNIT ASSIGNED PARKING SPACE IS CONVENIENTLY LOCATED NEXT TO THE SIDEWALK MARKED (508-A1) AND, THERE IS PLENTY OF NEARBY GUEST PARKING MARKED IN YELLOW. PINE RIDGE IS LOCATED CLOSE BY SHOPPING, RESTAURANTS, HOSPITAL, AND (URGENT CARE FACILITY ON THE CORNER OF PINE RIDGE W BEFORE U. S. 19). MOST OF THE LOCAL BUSINESSES CAN BE ACCESSED THROUGH THE SIDE ROADS WITHOUT DRIVING ON 19! LOW HOA FEES INCLUDE CABLE, INTERNET, SEWER, TRASH, WATER, ROOF, HEATED POOL, HEATED SPA, CLUBHOUSE, SHUFFLEBOARD COURT, GROUNDS MAINENANCE, WALKING TRAILS, EXTERIOR PEST CONTROL AND AN ON-SITE MANAGER. ALL ROOM DIMENSIONS ARE APPROXIMATE. CALL TODAY FOR YOUR IN-PERSON OR LIVE VIRTUAL TOUR!
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Our Executive Mortgage Banker:
Our Insurance Division:
$203,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,120 | $163,120 | $163,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,018 | $991 | $1,289 |
Total Monthly Payment | $1,138 | $1,111 | $1,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.