Immerse yourself in tranquility at this charming 3-bedroom, 1-bathroom creek-front home in Mattituck. This serene location offers the perfect blend of peace and convenience, making it an ideal retreat for those seeking a tranquil escape. Embrace the ease of single-level living with this inviting ranch-style home. Upon entering, you'll be greeted by an open-concept living area featuring a cozy wood-burning fireplace. The seamlessly connected living room and dining area boast sliders to the backyard, fostering a seamless indoor-outdoor flow. The kitchen awaits your personal touch, offering endless potential for customization. Tucked away for privacy are the three bedrooms, in addition to a full bathroom. Warm wood floors flow throughout, complemented by the comfort of central air conditioning. An attached one-car garage adds convenience. Bonus is a full basement with expansive space and endless possibilities. Step outside and unwind in your private oasis. The picturesque creek views and calming sounds of water create a truly serene atmosphere. Lush trees provide privacy, while glimpses reveal the wonders of waterfront wildlife. The flat backyard offers the perfect space for enjoying a morning coffee or an evening cocktail while basking in the creek-front landscape. Kayak or paddleboard directly from your property, indulging in your favorite water activities at your doorstep. This highly sought-after neighborhood offers endless reasons to love it. Just around the bend on James Creek lies Strongs Marina, and bay beach access is readily available. Despite its peaceful setting, the property enjoys convenient proximity to a wealth of amenities and attractions. Situated in Mattituck, it's just a short distance from the adored Love Lane, with its vibrant offerings of local wineries, breweries, eateries, and boutiques, all within a leisurely bike ride. Whether you desire a peaceful weekend getaway or a permanent residence, this creek-front haven provides the perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,787 | $3,641 | $4,738 |
Total Monthly Payment | $4,622 | $4,476 | $5,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.