Nicely set back from the street and fronted by a manicured lawn and shade trees, this Tudor treasure in New Rochelle awaits you. Originally built in 1925, the three-bedroom, 2. 5-bath classic with its gambrel roof offers two spacious levels of living space plus an attic and a large basement. A long driveway leads to a standalone garage, and a wonderful backyard oasis stands ready for summer barbeques. Entering the home feels like a welcome embrace, with hardwood floors and sunny exposures on all sides. A huge living room features a stone fireplace and a wall of picture windows, with a wide entry into the adjacent dining room. A delightful sunroom with windows on three sides is the perfect place to sit and read. The inviting country kitchen is complemented by an adorable breakfast nook with a built-in table and bench seats. Extras at this level include a convenient powder room, a butler's pantry, and recessed overhead lighting. You'll find three lovely bedrooms upstairs, each with sunny exposures on two sides and fan lamps. The updated bath has wall tiles, wood-paneled wainscoting, and a linen closet. There's lots of extra storage space throughout the home, including the pull-down attic, and a charming hallway sewing closet which is a rarity in this day and age. More options await at the basement level with a laundry room, counter and sink, tons of recreation space, and a full bath with combo tub and shower. Westchester County's New Rochelle is known for its picturesque marina, sailing, golf, a historic tennis club, parks and lakes, and a vibrant downtown scene with shops, restaurants, and theaters.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $973 | $973 | $973 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
Total Monthly Payment | $4,658 | $4,654 | $5,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.