Welcome to BELLEAIR GARDENS Condominiums! This RARE OPPORTUNITY to live in the highly desirable heart of distinguished BELLEAIR BLUFFS close to everything, in walking distance to Publix, famous SPECIALTY SHOPS like William Dean Chocolates and Cold Stone Creamery, major banks, truly outstanding restaurants like E&E Steakout Grill, major hospitals, offering a vibrant and convenient lifestyle. This exclusive unit has stunning POOL & COURTYARD VIEWS and is WITHIN 2 MINUTES of the INTERCOASTAL WATERWAY, BELLEAIR CAUSEWAY, fishing, public boat ramp, and beautiful BELLEAIR BEACH with beach access! You’ll find plenty of bike lanes and walking trails with AMAZING WATER VIEWS, just minutes to Sand Key, Clearwater Beach and Indian Rocks Beach. The Building features TWO ELEVATORS and is located high up on the ‘Bluffs’ of Belleair Bluffs, therefore NO FLOOD INSURANCE required and NOT in an evacuation zone. As you step inside, you'll be greeted by engineered HARDWOOD FLOORS that flow throughout the entire unit! The open layout maximizes the space, creating an inviting atmosphere. The living area opens up to a SPACIOUS SCREENED PATIO, providing a serene VIEW OF THE POOL and the beautifully landscaped community area. The patio is equipped with roll-up shade blinds, ensuring privacy and creating the perfect spot to relax. The condo features a cozy kitchen with stainless steel appliances and plenty of storage space, including glass-front cabinets and a kitchen pantry. The recessed lighting adds a modern touch to the space, creating a welcoming ambiance. The bedroom boasts a HUGE WALK-IN CLOSET and direct access to the oversized patio through sliding glass doors. The bathroom features a JACUZZI TUB with a shower and a bath window. For those chilly days, you'll appreciate the bathroom heating lamp. Tucked in the hallway you’ll find an INSIDE LAUNDRY ROOM, complete with an interior STACKED WASHER & DRYER! Along with the PRIVATE WASHER & DRYER IN THE UNIT, there is a common laundry room 3 doors down if you prefer washing beach towels there. Lots of storage inside the condo and a huge outside storage on the lanai, another additional storage down the hall, updated newer electrical panel and so much more. Belleair Gardens Condominiums offers a range of amenities for its residents. A COMMUNITY POOL, perfect for those hot summer days, a propane grill for some delightful outdoor cooking. Stay active and fit in the ON-SITE GYM. This amazing condo comes with an ASSIGNED COVERED PARKING SPACE close to the entrance. Additional visitor parking available. The LOW HOA fee includes so much, Cable TV, Internet, Water, Sewer, Trash, Lawn and Landscaping, Community Pool, Club House, Recreational Facilities etc. Live the Florida dream at it's very best!
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Our Executive Mortgage Banker:
Our Insurance Division:
$187,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,320 | $150,320 | $150,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $938 | $913 | $1,188 |
Total Monthly Payment | $1,158 | $1,133 | $1,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.