Enjoy summer in Vermont with a cottage at Apple Island Resort on the shores of Lake Champlain! This adorable seasonal home has access to all the amenities offered by the resort, including an outdoor saltwater pool, hot tub and patio, 9-hole par-3 golf course and cart rentals, and marina with rentals, boat launch, and slips. Situated on a lovely corner lot, along the perimeter of the resort, this fully furnished cottage offers a private setting overlooking the large yard, a real highlight of the property! This one-bedroom mobile home features a fantastic screened porch and wood deck, beautifully landscaped with colorful perennials. Three access points to the deck add versatility and a great spot for enjoying your morning coffee, evening drink, or BBQ! Inside, pride of ownership can be seen everywhere and an efficient open floor plan maximizes space. The kitchen is fully equipped and a cozy dining nook is a perfect alternative to eating on the porch or deck. The sun-filled living room with an enclosure for the sofa is open and spacious, and the bedroom features a built-in wardrobe to hold all your summer needs. This home is on leased land - the resort is open May 1st through October 20. The roof has been replaced and all furnishings plus a room air conditioner are included in the sale. And, of course there is a State Park and beach nearby to enjoy! So many reasons to see this one as soon as possible!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $41,600 | $41,600 | $41,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $12 | $12 | $12 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $277 | $276 | $351 |
Total Monthly Payment | $364 | $363 | $438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.