Looking for a large 2 bedroom 1. 5 bath on a tree-lined street that is affordable? Welcome to 345 Webster Ave! With some cosmetic upgrades this can be the home you have been dreaming of. Upon entering the home, you are greeted by a spacious layout with hardwood floors that seamlessly flow throughout the property. The southern and eastern exposures fill the space with natural light, creating a warm and inviting atmosphere. The windowed kitchen has enough space for a dining table and plenty of room to add more cabinets or even a pantry. Both bedrooms fit King Sized beds with room for furniture and there are large closets throughout for all your storage needs. Should you need more, the building does have additional storage with a short waitlist. This co-op also features a common courtyard, providing a serene outdoor space for relaxation and entertainment. Additionally, the building offers a live-in super, a garage for parking, an elevator for easy access, and a laundry facility for added convenience. For those with an active lifestyle, there's a bike room for no extra charge. Located in Kensington, near the Ditmas Park border, 345 Webster is a block from Newkirk Avenue, with a myriad of dining, shopping and entertainment options including Westwood, Milk & Honey, Coffee Mob, and others. Also close by is Cortelyou Rd. with even more shopping and dining options. Choose between the B express / Q trains on Newkirk Plaza or the 18th Ave Station of the F train. Ride your bike along the Ocean Parkway bike path for easy access to the beach or Prospect Park. Co-purchasing, gifting, parents buying for children and pied-a-terre are allowed. There is a flip tax of 1% of the sales price.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
Total Monthly Payment | $2,394 | $2,335 | $2,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.