104 Surfview DRIVE, #2105, Palm Coast, FL, 32137 | $489,000

Reduced! Welcome to 104 Surfview Dr, a gorgeous 2 bed/2 bath ground-level condominium, located in the incredible oceanfront Surf Club community. After you pass through the security-gated entrance, a driveway lined with tropical flora and fauna welcome you to your garage that leads to assigned parking spaces and elevator access. Upon entering the Condominium, you will immediately notice the beautifully styled interior, and an open floor plan that offers lots of natural light pouring through the large sliding glass doors. The spacious main area of the residence includes an updated kitchen with ample counter space, elegant dining room, and comfortable living area with access to the massive outdoor patio. The fresh, crisp kitchen has white cabinetry, white countertops, and stainless appliances. You will also find a centrally-located laundry room and a convenient breakfast nook. The Condo has a relaxed, but updated, coastal vibe that is emphasized by modern light and fan fixtures, luxurious large-format tile floors, and perfectly neutral paint colors. Entertaining is a cinch with a large buffet window in the kitchen that opens to the adjacent dining room and living room. Florida sunshine pours through large 2-panel sliding glass door located in the living room. The sliding doors open to an enormous, northeast-facing lanai that flaunts views of a gorgeous green lawn that leads you straight to the Atlantic Ocean! This gigantic outdoor lanai is perfect for a second outdoor living space and is large enough to house a 10-person outdoor dining table, a hammock (or two), and a huge seating area… the possibilities for this space are endless! The lanai is also shared with the master bedroom where you can wake-up to the sunrise and enjoy more mesmerizing sounds of the waves lapping on the shore. The master bathroom features a walk-in shower, a soaking tub, a private water closet, and a large double-vanity sink. This Condominium also has a comfortable guest bedroom and a second full bathroom. The incredible location of this Condominium affords daily encounters with the therapeutic, salty ocean air and a year-around soundtrack of the relaxing lullaby of crashing ocean waves. From your backdoor, you can take a short stroll to the luxurious community pool or to the beach. Enjoy the spectacular private pool for the building's residents overlooking the ocean, plus the incredible oceanfront community Beach Club! Other amenities include intracoastal kayak access, intracoastal pier access, pickle ball courts, tennis courts, shuffle board, nature trails, another clubhouse with a pool, a basketball court and a volleyball court. Surf Club is also just minutes away from Florida’s most beautiful state parks, gardens, mountain biking trails, hiking trails and marinas. The location is ideal as St. Augustine is 30 minutes north, Daytona is 30 minutes south, and a five-minute drive will take you to several local restaurants and the island grocery store. You will not want to miss this incredible opportunity to ease into the oceanside lifestyle offered by this magnificent property!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: SURF CLUB
  • Year Built: 1992
  • Common Charge: $712 Monthly
  • Approx Sq. Feet: 1,158
  • Acreage: 0.36
  • Est. Taxes: $5,232
  • Condo Fee: $121 Quarterly
  • View: Water
  • Pet Policy: Dogs OK, Number Limit, Size Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC301343
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/FC301343/104surfviewdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 6:47:08 PM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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104 Surfview DRIVE, #2105, Palm Coast, FL, 32137

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,603 $2,600 $3,299
Total Monthly Payment $3,114 $3,111 $3,810

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.