**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome home to the South Punta Gorda gated community of Seminole Lakes! This well-built home, constructed in 1997, is move-in ready and is being sold TURNKEY FURNISHED with the GOLF CART! It features an efficient, great room plan, spanning just over 1960 square feet of air-conditioned living space with volume ceilings. A new roof was installed in 2023, and a new a/c unit and hot water heater were installed in 2021. It includes three bedrooms (one currently being used as an office), two full baths, a tiled two-car attached garage, an indoor utility room, and a 250 square-foot screened and roofed lake-front lanai with direct access from the primary bedroom suite and great room/kitchen. The lanai faces north and overlooks the community's largest lake. The eat-in kitchen enjoys ample cabinetry, all new stainless appliances (2021), and granite counters, including a closet pantry and a dinette area with a lake view. The primary en-suite bedroom overlooks the screened lanai and lake and has dual walk-in closets, a garden tub with a separate shower and dual vanities. Other key features of this home include a mix of new laminate and ceramic tile flooring, tropical landscaping with an irrigation system, plantation shutter, partial window storm protection, and underground public utilities. 26149 Stillwater Circle is within 500 feet of the community pool and tennis courts. Seminole Lakes, a fully developed golf and tennis community, is home to approximately 480 single-family homes. It is located just five miles south of historic downtown Punta Gorda on Charlotte Harbor. It is considered "maintenance-free, " with low monthly fees, including lawn care, 24-hour guarded access control, a community pool and tennis courts. The monthly fee also includes community road and lake maintenance. Individual homeowners are responsible for their home and shrubbery care and tennis and golf access fees, if interested. The community features eight freshwater lakes, the largest of which is nearly 25 acres, and access to the Seminole Lakes Golf Club, a semi-private 18-hole executive course. From this home, you are 1. 7 miles from shopping and only 2. 6 miles from Interstate 75. Move-in ready; the only thing missing is you! Walk through now by clicking on the attached interactive 3D VIRTUAL TOUR!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,339 | $2,968 |
Total Monthly Payment | $2,949 | $2,887 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.