Presented byDiane Beckwith Popolizio - The Popolizio Team |
Al$50, 000 of value "in your pocket" -ask me how this fully paid Solar system will benefit you financially! Quiet Location off main road to the hidden part of Horse Pond! Welcoming home with updates galore! Located just minutes to Madison Center (approx. 1mile) this lovingly maintained home boasts brand new boiler (2023), newly installed and paid in full Solar ($40, 000- 2024) providing zero costs to you, 7 mini split AC units June 2023), Kitchen updates (2024) adding an open flow and service island and so much more! Oversized DR with woodstove adjacent to Family Rm. w/cathedral ceilings, reading nook built-ins, FPL and door to AG Pool, deck and new firepit stone scape to enjoy private backyard and mature plantings. Also on main floor is LR and Den/Office, & crown molding. Upper level enjoys 4BR, 2Baths (updated). Lower-level playroom with brand new flooring and plenty of storage, too. See attached list of all updates. Sitting on quietly set back from the road, this pristine home offers an outstanding location for fun, play and convenience. Easy access to shore, shopping, train, New Haven/Yale or NYC. Cameras on site FYI. NOTE: SOLAR FOR HEAT TOO. . . seller installed split system so AC/heat units can also be used in Winter for heat! Solar credits are accrued and can be used when less sun- so Seller uses splits and not oil for nearly free heat! BOM because purchaser did not get final approval. **Also available for lease $4, 200mo. Short term, long term etc. See MLS #24049744 Seller recently purchased the home and did updates planning to stay- but needs to relocate. Cameras on site.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 15.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 11.0 | Upper |
Bedroom 3 | Remodeled,Wall/Wall Carpet | 17.0 x 22.0 | Upper |
Den | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
Dining Room | Wood Stove,French Doors,Hardwood Floor | 14.0 x 22.0 | Main |
Eat-In Kitchen | Bay/Bow Window,Breakfast Nook,Quartz Counters,Island,Pantry,Hardwood Floor | 11.0 x 19.0 | Main |
Family Room | Bay/Bow Window,Cathedral Ceiling,Built-Ins,Ceiling Fan,Fireplace,Wall/Wall Carpet | 18.0 x 25.0 | Main |
Full Bath | Remodeled | Upper | |
Half Bath | Main | ||
Living Room | Hardwood Floor | 12.0 x 19.0 | Main |
Primary Bath | Granite Counters,Stall Shower | Upper | |
Primary BR Suite | Remodeled,Full Bath,Hardwood Floor | 13.0 x 18.0 | Upper |
Rec/Play Room | Wall/Wall Carpet | 21.0 x 30.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $627,600 | $627,600 | $627,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $810 | $810 | $810 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,281 | $4,171 | $5,381 |
Total Monthly Payment | $5,183 | $5,073 | $6,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.