1296 Grand Canal DR, Naples, FL, 34110 | $985,000

Welcome to Gulf Harbor your private boater's paradise!! This hidden gem of a community is located in North Naples, West of 41, no HOA fees & only a short boat ride through the backwaters out Wiggins Pass to The Gulf of Mexico. Did you hear me say NO HOA FEES & the home has it's own private boat ramp!!! This 2BR+den / 2BA "Florida Style" stilt home is 1614 sq ft home under air and 4083 total sq ft when you include the 1482 sq ft four car garage located under the upstairs living area, a huge 2nd floor 403 sq ft open air deck overlooking the Gulf waters with serene "Preserve" mangrove views. The home was built in 1996 and has been impeccably maintained by the original owners. The home boasts real hard wood flooring throughout with only carpet in the primary bedroom. The primary bed has french doors that open up to the open air deck, a large walk in closet and a primary bath w/ dual sinks and a large free standing soaking tub & separate shower. The den lives like another bedroom just without the closet while the "En Suite" guest bedroom has an attached bathroom. The family room is located just inside the front door which flows perfectly to the open air outdoor deck, dining room & kitchen. Gulf Harbor is one of the most sought after boating Gulf access neighborhoods located just minutes to Mercato & Waterside Shoppes, the white sandy beaches at Delnor Wiggins State Park & Vanderbilt Beach & plenty of other dining and shopping options.

Features

  • Amenities: Boat Storage,Community Gulf Boat Access
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Florida,Stilts
  • Development: GULF HARBOR
  • Year Built: 1996
  • Garage: 4-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,614
  • Acreage: 0.15
  • Est. Taxes: $2,688
  • Lot Desc: Regular
  • View: Canal,Mangroves,Water
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Ramp
  • Pet Policy: No Approval Needed
  • MLS#: 224053750
  • Website: https://www.raveis.com
    /prop/224053750/1296grandcanaldr_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1296 Grand Canal DR, Naples, FL, 34110

$985,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $788,000 $788,000 $788,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.000% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.838% 7.141% 6.997%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,309 $5,243 $6,973
Total Monthly Payment $5,625 $5,559 $7,289

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.