Under contract-accepting backup offers. Fabulous opportunity to own a Fully Furnished one bedroom one bath condo close to everything St. Pete has to offer. Ideally located, well maintained 1 Bedroom 1 Bath condo in 55+ community walking distance to shopping and restaurants. Only 10 minutes to downtown St. Pete and approximately 20 minutes to beaches or the Tampa International Airport. The Community Center includes a fabulous heated swimming pool, library, recreation center with pool tables, shuffle board, horseshoe pit, BBQ area, and corn hole for your enjoyment. Weekly activities will keep you as busy and social as you choose to be. This is a second floor unit providing plenty of privacy and natural light. The unit has been updated with laminate floors, paint, and 2019 HAVAC. The view from the second floor of the garden courtyard is peaceful and if the hurricane rated windows are open a soothing breeze provides just the right touch to experience Florida living at its best. The open floor plan creates a spacious flow with 585 square feet of living space and another approximate 150 square feet bringing the total to 735 square feet with the inclusion of the Florida room. This is move in ready for the full/part time owner What a fantastic opportunity to own in the ever booming and highly desirable St. Petersburg, Florida. - NO LEASING and NO PETS
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Our Executive Mortgage Banker:
Our Insurance Division:
$89,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $71,920 | $71,920 | $71,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $449 | $437 | $568 |
Total Monthly Payment | $621 | $609 | $740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.