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45 78th Street, Brooklyn (Bay Ridge), NY, 11209 | $1,449,000
This charming semi-detached single-family home in the heart of Bay Ridge offers comfort and convenience. Located on a tree-lined street, it features original hardwood floors and windows throughout, providing plenty of natural light. The home opens into an enclosed porch, formal living room, formal dining room, and eat-in kitchen. Stairs lead down to a fully finished basement with a full bathroom and yard access, perfect for a home office or recreation room. The second floor has a full bathroom and three bedrooms, each with a closet and windows. The attic offers additional storage space, accessed via pull-down steps. A shared driveway and a one-car garage ensure parking is never an issue. The backyard is ideal for outdoor entertaining, gardening, or simply relaxing. Local and express buses, subway, and ferry services are nearby, enhancing your transportation options. Bay Ridge's Third and Fifth Avenue business districts are close by, offering great dining and shopping. Nearby public spaces like Shore Road Park, Narrows Botanical Garden, Owls Head Park, and Shore Road Promenade provide various activities right in the neighborhood.
Features
- Town: Brooklyn
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Style: Two Story
- Year Built: 1925
- Garage: 1-car Detached
- Heating: Other, See Remarks
- Cooling: None
- Basement: Finished
- Acreage: 0.05
- Est. Taxes: $10,104
- Elem. School: Ps 185 Walter Kassenbrock
- Middle School: Jhs 259 William Mckinley
- High School: Fort Hamilton High School
- School District: Community District 20
- MLS#: 3562124
- Days on Market: 140 days
- Website: https://www.raveis.com
/eprop/3562124/4578thstreet_brooklyn_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 78th Street, Brooklyn (Bay Ridge), NY, 11209
$1,449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,159,200 | $1,159,200 | $1,159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
| Monthly Tax Payment | $842 | $842 | $842 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,582 | $7,137 | $9,626 |
| Total Monthly Payment | $7,549 | $8,104 | $10,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535