Welcome to this 12 year young warm and inviting 3 BR/2. 5 BA Colonial. Enjoy gathering in the open Formal Living Room and Dining with beautiful HWF. Rich cabinetry, SS appliances and granite counters adorn the light filled Kitchen that opens to a cozy den with wood burning fireplace. Step into a fully fenced private and sun filled backyard with lush greenery, bluestone patio and heated saltwater in-ground pool with retractable cover. The Primary Bedroom provides a peaceful oasis with a luxurious ensuite Bath with Jacuzzi tub and WIC with custom built in cabinetry. 2 additional spacious Bedrooms share a Jack and Jill Bath with double sink and 2nd floor Laundry make for easy living. 1 car attached Garage with storage, Full Attic and Full Basement with 8' ceilings provide ample storage and the potential for additional finished living space. This well-appointed property features CAC, natural gas heat and cooking, IGS and Central Vac. Locust Valley Schools and a beach lovers dream. Don't miss this opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,049,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $839,200 | $839,200 | $839,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,381 | $1,381 | $1,381 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,505 | $4,964 | $6,913 |
Total Monthly Payment | $6,010 | $6,469 | $8,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.