DELAND: LINCOLN OAKS NEIGHBORHOOD | STARLIGHT BUILDER | BUILT 2022: What a great opportunity to own this 3 bedroom 2 bathroom home with over 1, 300 sq ft. This model provides a "cottage" feeling that is perfect for anyone. The entry way has a coat closet-a great spot to store your winter jackets. The open kitchen/living area provides plenty of space for everyone. The kitchen boasts granite counters, stainless steel appliances and a large center Island with barstool seating. There is also space for a breakfast area and there are French doors that lead to the backyard and provide natural light to flood the home. The Primary suite features a ceiling fan, double windows, walk in closet and En Suite bathroom with walk in shower. Additional bedrooms are spacious and both feature walk in closets. Inside laundry room-washer and dryer stay! There is a covered patio that is the perfect spot to enjoy your morning coffee. The community has a community pool so enjoy your summers cooling down. The location is close to restaurants, shopping and minutes from Downtown Deland. Make your appointment today to see all this home has to offer you! **The info in MLS is thought to be correct but not guaranteed**
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,725 | $2,212 |
Total Monthly Payment | $2,189 | $2,189 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.