Price drop of $36, 000! This house is a paradise for boat enthusiasts, situated on the widest section of Riviera Bay! This home features three spacious bedrooms plus a loft, two full bathrooms, a one-car garage, laundry room and a pool, with stunning water views that will take your breath away. Step inside to be mesmerized by the panoramic view of Riviera Bay. Nestled on the widest canal in Riviera Bay, it provides the perfect backdrop to embrace a waterfront and boating lifestyle. Boasting 2, 138 sq ft, the open living space showcases a delightful color palette that exudes a cheerful and serene ambiance. The well-equipped kitchen includes stainless steel appliances, solid surface countertops, recessed lighting, pendant lights, an island, and ample cabinet and counter space. The combined living room and family room are generously proportioned, featuring an elegant shiplap accent wall, crown molding, and access to the inviting pool area. The two guest rooms are airy and bright, while the expansive master bedroom offers built-ins, a walk-in closet, an en suite bath with a jetted tub and walk-in shower, and access to the beautiful backyard where you can savor your morning coffee on the deck while watching playful dolphins. The loft on the second floor could serve as a perfect office space and provides an observation deck to enjoy breathtaking sunsets and Fourth of July fireworks. The backyard is a secluded retreat ideal for entertaining, whether it's BBQs, a refreshing dip in the pool, kayaking in the bay, or fishing from the dock with an electric boat lift. Riviera Bay is renowned for its Christmas Eve boat parade, Christmas Golf Cart Parade, Sandbar Concerts, and features two parks along with a community boat ramp. The area hosts numerous enjoyable events such as Sandbar Concerts, the Christmas Eve Boat Parade, and the Christmas Golf Cart Parade, with close proximity to downtown St. Pete. Additionally, the Howard Franklin and Gandy Bridges are just minutes away, providing easy access to the airport and Tampa. This residence provides an exceptional waterfront living experience. Reach out to schedule your showing today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $3,884 | $5,055 |
Total Monthly Payment | $4,691 | $4,535 | $5,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.