527 SILVER PINE Drive, Saint Augustine, FL, 32092 | $925,000

Welcome to 527 Silver Pine Dr, a luxurious Riverside - Ortega home plan in Silverleaf Village. This lakefront pool home boasts breathtaking water views in a sought-after NO-CDD neighborhood. The exterior features a paver driveway and charming covered front porch. Inside, 12' ceilings in the foyer and great room, white oak wood floors, and plantation shutters enhance the space and natural light. The open floor plan connects the great room, kitchen, and dining area seamlessly. The gourmet kitchen offers stacked white wood cabinets, stainless steel appliances, a double oven, space-saving microwave, quiet wash dishwasher, quartz countertops, a working island with a farmhouse sink, additional seating, decorative lighting, and gold-tone fixtures. 5th bedroom is conforming, currently shown as a playroom. The travertine-decked pool area includes a whimsical topiary wall on the covered lanai, a gas-heated saltwater pool with a spa and lounge deck, and pre-piping for a summer kitchen The primary suite features a freestanding garden soaking tub, a frameless glass-enclosed shower with a waterfall showerhead, a natural stone shower floor, dual comfort-height vanities, and a spacious walk-in closet with a sitting area. The three-way split bedroom plan ensures privacy, and the main level flex space serves as a play area, office, craft room, or media room. Double-stacked sliding glass doors with transoms open to the outdoor entertaining area, pre-wired for surround sound. Silverleaf Amenity Center is within walking distance and offers resort pools, a kids' activity pool, a lap exercise pool, tennis and pickleball courts, a coastal-themed clubhouse, playgrounds, sports courts, and a something for everyone event & activities calendar. The golf cart-friendly community features miles of landscaped paths for walking, jogging, or biking. Silverleaf will be debuting a K-8 school in the community opening for the 2026/2027 school year. Centrally located between Jacksonville and St. Augustine, Silverleaf provides access to top-rated St. Johns County schools and a variety of local businesses, including shopping, dining, and essential services.

Features

  • Rooms: 8
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 2021
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,732
  • Acreage: 0.2
  • Est. Taxes: $5,397
  • HOA Fee: $1,508 Annually
  • View: Pond
  • Water Front: Yes
  • Elem. School: Wards Creek
  • Middle School: Pacetti Bay
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Double Oven, Gas Cooktop, Microwave, Tankless Water Heater
  • MLS#: 2033788
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /prop/2033788/527silverpinedrive_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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527 SILVER PINE Drive, Saint Augustine, FL, 32092

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.371% 6.372% 6.182%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,556 $4,556 $6,245
Total Monthly Payment $5,098 $5,098 $6,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.