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474 Smith Hill Road, "the Cooper House" has stood in the charming village of Colebrook for 200 years. Nestled into a quiet corner of the Litchfield Hills, life here offers a tranquil retreat from the pace and stress of present-day life, with modern amenities and antique charm including high speed internet, a large kitchen with mahogany countertops, American Chestnut beams, and stainless-steel appliances. Upgrades include modern electric, plumbing, and a whole-house generator. The property sits on 5 acres in the middle of Colebrook Center, offering Norman Rockwell views of this charming historic town. The land is a gardener's paradise featuring an organic yard (no chemicals or fertilizers in at least 15 years), specimen trees, and a small pond surrounded by an acre of perennial and self-seeding wildflowers, fireflies abound! A short walk down Cooper Lane leads to the town recreational area, including basketball courts (an ice skating rink in the winter), the little league field, and the town pond. Surrounding the town pond is a nature trail that creates a lovely one-mile loop from your back door. A short walk up the road is the 100-student elementary school, and the general store (one of the oldest in Connecticut), church, post office, historical society, and community center are across the street offering the opportunity to socialize and meet your neighbors. It's a perfect balance of living in the countryside while being in the center of it all.
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Den | Main |
Dining Room | Main |
Full Bath | Upper |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $943 | $943 | $943 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,422 | $3,376 | $4,356 |
Total Monthly Payment | $4,457 | $4,411 | $5,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.