From the moment you walk up to the house and see the beautiful Christmas tree growing on the lawn, you will be enchanted by this lovely period home. Beautiful limestone exterior wall (limestone quarried on this property), Hardwood floors throughout. Modern stainless steel Viking appliances in the gourmet kitchen, with a six burner stove, oversized refrigerator and striking Viking oven hood. Cozy covered patio off kitchen. Large living room with working fireplace and built-in bookshelves. Formal large dining room with lovely chandelier that stays with house and exposed beams. There was originally an enclosed porch that owners have converted into a four-season family room with heat, and large energy efficient windows and one beautiful stone wall. All window shades and blinds are staying. Outside there is an above ground pool in its own private area. Large walk up attic can possibly be more rooms. Economical Three zone heat. Central air throughout house. House is beautifully landscaped. No cookie cutter home here! This house has all modern conveniences while maintaining the character and style of the period in which it was built. A MUST SEE!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,209 | $1,209 | $1,209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,579 | $3,272 |
Total Monthly Payment | $3,931 | $3,863 | $4,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.