6322 Palma Del Mar BOULEVARD S, #903, St. Petersburg, FL, 33715 | $449,000

Whether this is your vacation home or primary home, you will love living in paradise. Palma Del Mar is located on the island of Isla Del Sol, minutes from the beaches of St Pete Beach. This comfortable condo has ample room with 1, 250 sq ft of living space. The nice sized kitchen has updated shaker style cabinets with beautiful granite countertops and tiled backsplash, recessed lighting and ceramic tile flooring complete this beautiful kitchen. Beside the kitchen you have a laundry room with storage space. The open floor plan, with a generous sized living and dining areas, makes entertaining a pleasure. Just steps to the balcony overlooking the views, you can enjoy dinner alfresco or simply have a glass of wine. The large master bedroom is ensuite with the bath with shower and a walk-in closet. The split plan also features a large guest bedroom with custom built-ins for a small office that is adjacent to the updated secondary bathroom with tub. With an abundance of natural light, the unit comes furnished including some kitchenware to make this move-in ready. It also has an assigned under building parking spot #63. Enjoy the resort size pool, deck and spa that overlooks the beautiful bay, fish from the pier, or walk along the paths along the waterfront with benches to enjoy the parklike grounds. Great as an investment for immediate rental income, or even better to make this your permanent home or vacation get-away in paradise. Take advantage of a golf, tennis, yacht or social membership offered at Isla Del Sol Yacht & Country Club. All of this, and within minutes of the award-winning beaches of Fort Desoto State Park, and top ranked St Pete Beach. With easy access to the interstate, you're only 15 minutes to the vibrant activity of the nightlife, restaurants and shopping in downtown St Pete. Short 30-minute drive to Tampa, Tampa International Airport, St Pete Clearwater Airport and Bradenton/Sarasota. THIS BUILDING IS GOING THROUGH RENOVATIONS DUE TO THE MILESTONE INSPECTION REPORT. EXPECTED COMPLETION DATE DECEMBER 2024. THE BALCONY TO THIS UNIT IS EXPECTED TO BE UNDER CONSTRUCTION 1ST WEEK OF AUGUST PER LETTER FROM ASSOCIATION.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 12
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PALMA DEL MAR IV
  • Year Built: 1981
  • Common Charge: $720 Monthly
  • Approx Sq. Feet: 1,250
  • Est. Taxes: $2,629
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Landscaped, Level, Near Golf Course, Near Marina
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8222823
  • Days on Market: 261 days
  • Website: https://www.raveis.com
    /prop/U8222823/6322palmadelmarboulevards_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 11:32:09 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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6322 Palma Del Mar BOULEVARD S, #903, St. Petersburg, FL, 33715

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,183 $2,183 $2,839
Total Monthly Payment $2,477 $2,477 $3,133

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.