Bright and clean, this four bedroom, two bath home sits on a peaceful residential street in the Village of New Paltz. Recent updates over the last four years have added comfort and convenience to this expanded 1950's cape, including a new roof, new hot water heater, new boiler, and first floor mini-split for A/C. Hardwood floors greet you when stepping inside from the covered front porch. The floor plan is open from living room to dining room, and the adjacent kitchen is easy to work in and sun-filled from windows overlooking the backyard. There are two bedrooms and a tiled bathroom with tub and shower tucked away behind the staircase, offering privacy from the living area. The enlarged dormer on the second floor has created additional space in the two upstairs bedrooms, each with closets and large windows overlooking the backyard. Off the upstairs hall is a full bathroom with tiled floor and a hall closet for linens. The full, unfinished basement is currently used for laundry and storage. Step outside the kitchen door to access the sunny back deck and enjoy the easy-to-maintain backyard with handsome storage shed and firepit. A lush privacy hedge creates a nice screen on the north side of the property, and mature trees offer shade for the side yard. From this location, Main Street's restaurants and shops are a just block away, and in the other direction a new pedestrian-bike path is being constructed, which will lead to nearby public parks including the Moriello Pool, Wallkill Valley Rail Trail, and River to Ridge Trail--miles of scenic recreation. The SUNY campus, Elting Memorial Library and Trailways bus station are also at your fingertips. Call to schedule a showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $3,420 | $3,356 | $4,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.