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This is the home you've been waiting for! A beautiful 3, 100 sq. ft. family home just minutes from both downtown Mount Dora and Eustis, both centers of festivals, restaurants and entertainment! As you enter through the front door, the expanse of hardwood floors will impress you! The rooms in this home are all very spacious, with large closets, and lots of storage for all your needs. Downstairs is an office/den/mother-in-law suite with an adjacent powder room. The inside laundry room is close by. Right off the Family Room is the tiled eat in kitchen, with granite counters, wood cabinets and stainless steel appliances. Upstairs is the primary bedroom with a large en-suite bathroom, with double sink vanity, large soaking tub and walk in shower. The adjacent over sized closet has ample storage for all your clothing needs and more! The large bonus room upstairs can be a second Family Room, or a TV room or Game Room. Two other spacious bedrooms and a hall bathroom complete this level. Relax in the breezy, cool evenings on the back patio. Enjoy the view of the water features in the pond, with no rear neighbors! **Seller has an Assumable Mortgage at a rate of 3. 99% (Only Assumable with qualification by the Lender.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,415 | $2,413 | $3,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.