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39 Moonlight Drive, Westerly, RI, 02891 | $859,900
Perched on almost an acre, this 3BR, 3BA colonial is ideally located just a short walk or bike ride away from beautiful RI beaches. The right side of this home will dazzle you with its architecturally stunning rounded corner. A wrap around deck graces the front and side of the house providing a perfect space for summer dining, morning coffee or evening cocktails while listening to the waves crashing in the distance. The first floor welcomes you to a spacious living room to the right that flows into a dining room. The dining room provides access to the deck and is adjacent to the updated kitchen providing a great floorplan that works well for family life and entertaining. The eat in kitchen featuring stainless steel appliances and cherry cabinets then leads you into a family room and a full bathroom on the left side of the house. The second level features a full bathroom and 3 oversized bedrooms which includes a generous master bedroom suite drenched in natural light with a soaking tub and a sitting area. The lower level provides walkout access creating limitless finishing potential. Other notable features include gleaming hardwood floors, whole house generator and a 2 car garage. Close to the quaint shops and fine dining of Watch Hill and all Westerly amenities.
Features
- Amenities: Golf,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Style: Colonial
- Year Built: 2002
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Electric
- Cooling: None
- Basement: Full,Unfinished,Walk-Out Access
- Approx Sq. Feet: 2,200
- Acreage: 0.94
- Est. Taxes: $6,073
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1362240
- Website: https://www.raveis.com
/prop/1362240/39moonlightdrive_westerly_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
39 Moonlight Drive, Westerly, RI, 02891
$859,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $687,920 | $687,920 | $687,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $506 | $506 | $506 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,852 | $4,180 | $5,667 |
| Total Monthly Payment | $4,450 | $4,778 | $6,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB