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MODERN, OPEN, PRISTINE, WATER FRONT ON LAKE SIENNA. . The back screened in 50 ft deck overlooks Lake Sienna with its coquina bottom, aquatic life, and many native birds. This quiet neighborhood is just a 10 minute walk to St Augustine beach and literally 12 minute by car to downtown. This 3 bed two bath home is perfect for family living with all St. Augustine beach offers shopping, restaurants and two miles of an amazing beach. Enjoy the small friendly neighborhood with historic live oaks. Let this home be your stay home vaca every day. Private, Serene and very well appointed. Master bath is a work of art with footed tub and a two tier wonderful shower. Master bedroom overlooks the wonderful deck and lake. Cathedral ceilings, modern cooks kitchen with gas stove and lots of space to prep, serve and entertain. The office is also a perfect place to chill and or work from home, it also overlooking the lake. two secondary bedrooms with a tub shower. Wood plank Floors in all bedrooms and Italian Tavertine stone tile in the kitchen, great room and baths. Modern yet classic cottage, private with amazing views of Lake Sienna. Absolutely nothing to do!!! Must see home, it is a beauty! HIGH AND DRY 10. 5 FT ELEVATION. . . . FLOOD INSURANCE NOT REQUIRED. SO MANY UPGRADES OVER THE PAST SIX YEARS . . . . LIST IN DOCUMENTS
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Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.141% | 6.997% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,115 | $5,051 | $6,718 |
Total Monthly Payment | $5,733 | $5,669 | $7,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.