809 Poinsettia DRIVE, Eustis, FL, 32726 | $440,000

Improved price! Magical Treetop Setting overlooking popular Lake Gracie. This 1926 Spanish showplace is a truly unique and enchanting property, offering a blend of historic charm, modern updates, and a picturesque setting. Here's an in-depth look at its remarkable features: it is nestled in a serene and elevated location, providing stunning trees and water views. Curb Appeal: The courtyard/garden setting at the entrance sets a captivating tone, creating a welcoming and charming first impression. Historic Charm: Original Wood Floors: Gorgeous inlaid wood floors in formal areas add to the home's historic appeal. Fireplace: The living room features a charming fireplace, perfect for cozy gatherings. French doors in the den and primary bedroom enhance the flow to the deck, ideal for entertaining. Modern Updates: Bathrooms are updated: Modern conveniences blend seamlessly with historic charm. New Roof and Deck (2022): Ensuring the home is well-maintained and ready for new owners. HVAC (2010): Providing reliable climate control. Fencing (2019): Enhancing privacy and security.
Termite Bond: In place since 2019, providing peace of mind. Flexible Living Space: Downstairs Multifunctional/Flex Space: Includes a third bedroom and additional rooms that can be used as an in-law suite or apartment with its own entrance and space for a bathroom. Ample Parking: Two driveways offer plenty of space for extra vehicles, a boat, or an RV. No HOA restrictions add to the flexibility. Outdoor Enjoyment: Hot Tub: Perfect for lounging and enjoying the natural beauty surrounding the property. Deck: Ideal for entertaining and taking in the stunning views. Historic Significance: Once owned by the prominent Ferran Family, the home is near Ferran Park, a beloved local landmark. Proximity to Downtown Eustis: Just one mile from downtown, enjoy easy access to entertainment, events, and dining:

GEORGEFEST
FIRST FRIDAY Events
Regattas on Lake Eustis
Outdoor Recreation: Lake Gracie: Known for its scenic one-mile walking path.
Hilly Streets: Ideal for extensive walking and exercise.
Harris Chain of Lakes: Quick access for boating and bass fishing, with seven lakes to explore.
Central Location: Golden Triangle: Within 15 minutes to Tavares and Mount Dora, offering waterfront dining and unique experiences.
Convenient Travel: Just 30 miles to Orlando, 60 miles to Daytona or New Smyrna Beach, and under 2 hours to Gulf Coast beaches.
This special home offers a rare combination of historic charm, modern updates, and a prime location, making it a truly unique find. Don't miss the opportunity to see this enchanting property and make it your new home.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 120
  • Laundry: Inside
  • Year Built: 1926
  • Garage: Boat, Guest, RV Parking
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,342
  • Acreage: 0.21
  • Lot Size: 75 x 120
  • Est. Taxes: $3,312
  • Lot Desc: Gentle Sloping, Landscaped, Near Marina, Sloped
  • View: Trees/Woods, Water
  • Elem. School: Eustis Heights Elem
  • Middle School: Eustis Middle
  • High School: Eustis High School
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6218389
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/O6218389/809poinsettiadrive_eustis_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/1/2024 10:34:15 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 352-536-6530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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809 Poinsettia DRIVE, Eustis, FL, 32726

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,196 $2,139 $1,463,733
Total Monthly Payment $2,547 $2,490 $1,464,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.