Under contract-accepting backup offers. **THE SELLER IS OFFERING A 2/1 BUYDOWN !! THE BUYER'S MORTGAGE INTEREST RATE WILL BE DISCOUNTED BY 2% DURING THE FIRST FULL YEAR OF THE LOAN AND BY 1% THE NEXT YEAR !! THIS WILL WORK WITH THE CREDIT RATING THE BUYER QUALIFIES FOR. (See Attachment) THIS COULD BE "THE ONE" !! This Home is MOVE-IN READY !! LOWEST PRICED RESELL HOME IN ISLES AT BAYVIEW COMMUNITY !! View This Beautiful 2022 NEW CONSTRUCTION - 4 BED/ 2 BATH/ 2 CAR/ 1590sqft Home Built on an OVERSIZED CONSERVATION HOMESITE that has MORE GREEN SPACE (about 20ft) Between Houses Than ANY OTHER House on the Street!! COME TAKE A LOOK !! This Home has Everything You Would Add in Your First Year as a New Homeowner that New Construction Does Not Include !! That's About $15, 000 in Upgrades and Improvement You Won't Have to Do !! If the wall colors are not the colors you would choose, we have a painter who can change that ** IMAGINE THE POSSIBILITIES! ** Come Take A Look !! EXCELLENT CONDITION !! A Warm and Inviting Curb Appeal with a Welcoming Front Porch Entrance ** You Have Found the House You Will Want to Call Home ** PRIDE OF OWNERSHIP SHOWS !! You will Love the "Turn-key" Condition along with Many Upgrades ** IMAGINE THE POSSIBILITIES! ** As You Enter the Foyer There are Ceramic Tile Squares Throughout the Main Living Area ** This Floor Plan is very Open From the Kitchen into the Great Room and Dining Area ** Every Room has a Splash of Color, a Ceiling Fan, and Window Blinds ** The Inside Laundry Room has Additional Storage Shelving and a Separate Hanging Space for Your Delicates ** The 3 Secondary Bedrooms are Separate from the Primary Suite with this Split Floor Plan ** IMAGINE THE POSSIBILITIES! ** The Lanai Provides Additional Outdoor Living Space and is Equipped with Heavy Duty Curtains and Re-enforced Rods (withstood the most recent major storms) and Provides All the Privacy, Protection, and Separation You Desire ** From the Middle of the House Along the Perimeter of the Property, it is Fully Fenced with 2 Separate Gates and The Distance Between Your Neighbor's Yard is Greater than Expected! The Backyard Feels Like an Oasis Because It Backs Up to One of the Largest Conservation Areas in the Community ** NEVER a Backyard Neighbor. . . Except for Squires and Wildlife ** IMAGINE THE POSSIBILITIES! ** But Wait! There's More! ** Connected to the Screened Lanai is an Extended Stone Patio with Beautifully Updated Landscaping, Butterfly Bushes, Spaces for Bird Feeders (Poles are in Place), and There is Even a Custom-Made Squire Picnic Table ** Come and See the Possibilities! ** This Highly Sought-After Community is a Beautiful Environment and A Great Neighborhood for You and Your Family to Walk, Jog, or Ride Bikes Together ** Located a Short Walking Distance to the Community Pool, Playground, and Mailbox Kiosk. Whether You are Looking for a Starter Home or Want to Downsize, This Home is in a Great Location, at the Right Price, and has Upgraded Features that Other New Construction Houses Don't Include ** IMAGINE THE POSSIBILITIES! ** Convenient to I-75, Hwy 301, and 2 Publix Supermarkets. The Skyway Bridge is Around the Corner and Close to many St. Pete Beaches and Downtown. Plenty of Beautiful Award-Winning Westcoast Beaches, the Ellington Premium Outlet Mall, and Located Directly Between Tampa International Airport and Sarasota Airport ** Call Your Buyer's Agent Today To Schedule a Private Showing !! THIS COULD BE "THE ONE"
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,799 | $2,341 |
Total Monthly Payment | $2,270 | $2,198 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.