Under contract-accepting backup offers. Welcome to your new forever home in the maintenance-free and highly sought-after golfing community of Oyster Creek. This meticulously cared-for home is being sold MOVE-IN READY and TURNKEY FURNISHED. The open floor plan and vaulted ceiling allows the family room to flow seamlessly into the kitchen and dining areas, perfect for entertaining family and friends. Oversized sliding doors flood the space with natural light and offer a stunning view of the preserve just beyond the enclosed lanai, which also provides privacy while enjoying the open air. The kitchen is a chef’s dream, boasting new appliances, beautiful cabinetry, and granite countertops. Luxury vinyl flooring was added throughout the home, and a new tile roof was installed in 2021. The home also features three well-sized walk-in closets, providing ample storage space. Oyster Creek Golf and Country Club residents enjoy an active and social environment which includes fitness classes, board and card games, potluck dinners, cocktail hour gatherings, theater trips, golf cart parades, bus trips, holiday parties, and much more. This gated community also offers an array of resort-style amenities, including a heated community pool, spa, clubhouse, fitness room, tennis/pickle-ball courts, and bocce ball courts and more. The low monthly HOA fee provides tremendous value covering internet/cable, guarded gate security, and yard maintenance, offering peace of mind and convenience. Located just 4 miles from the beautiful Manasota Key beaches on the Gulf of Mexico, and conveniently near shopping, dining, marinas, and medical facilities, this home is perfect for those seeking a vibrant and active lifestyle. Imagine waking up every day in a friendly community that feels like a year-round vacation. Don't miss the opportunity to make this exquisite property your new home in Oyster Creek.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,744 |
Total Monthly Payment | $2,638 | $2,582 | $3,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.