Discover the charm of this like-new 3-bedroom, 2-bathroom Cottage home, with intracoastal views minutes from Downtown St. Augustine and West City. Embrace the rich history, unique shops, and delectable dining options that are just a stone's throw away. The stunning beaches of St. Augustine are within easy reach, offering the perfect blend of city and coastal living. Whether its for your next investment or a place to call home;
This home welcomes you with generously sized front and back porches, perfect for enjoying the beautiful Florida weather or hosting gatherings with friends and family. The open floor plan creates a seamless flow between the living spaces, enhancing the home's airy and spacious feel. With split bedrooms, the layout ensures privacy and comfort for all occupants.
The primary bedroom is a true retreat, featuring direct access to the serene back porch. This thoughtfully designed home combines modern amenities with a prime location. Schedule your viewing today
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,266 |
Total Monthly Payment | $3,283 | $3,281 | $4,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.