1427 Phyllis STREET, Lakeland, FL, 33803 | $367,000

LOCATION, LOCATION, LOCATION! This well maintained 3 bedroom 2 bath home is located in central Lakeland right next to Handley Park, a beautiful and well maintained neighborhood park. The home has a large living room as well as open dining and family room with French doors leading to a screened in Lanai, perfect for that morning cup of coffee surrounded by the lush landscaped backyard. The kitchen has plenty of cabinets and stainless steel appliances. The laundry room is large with built in cabinets and plenty of storage.   The primary bedroom has a large walk-in closet with a nice size dressing area outside the ensuite bathroom that can also be used as an office. The ensuite bathroom has ample counter space and a walk-in shower. Both the second and third bedrooms are spacious with nice views of the lush backyard. The guest bath located at the end of the hallway has a tub/shower combination. Outside, the home has a nice side by side carport with the added bonus of a workshop with additional storage. The lush landscaping has a sprinkler system and several species of birds call it home. New roof February 2023, new AC November 2023, luxury vinyl plank and new carpeting in bedrooms 2024. This quiet centrally located home is close to beautiful Lake Hollingsworth, Common Grounds Park, trendy Dixieland, as well as Lakeland’s historic downtown. Walk or bike to restaurants and shops located along E. Edgewood Drive. You’re also steps away from a walking trail that leads to Petersen Park, Cleveland Heights Golf Course and dog park. Lakeside Village Town Center is just a few minutes drive with several shops, restaurants, book store and IMAX movie theater. This home has easy access to 570 Polk Parkway at Lakeland Highlands, and I-4 to Tampa, Orlando/Disney and the Atlantic and Gulf Coast Beaches. Schedule your Showing Today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 105
  • Laundry: Inside, Laundry Room
  • Year Built: 1970
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,634
  • Acreage: 0.24
  • Lot Size: 100 x 105
  • Est. Taxes: $775
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Near Public Transit
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4945673
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4945673/1427phyllisstreet_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2024 3:32:10 PM)
Listing courtesy of HANOVER REAL ESTATE AGENCY   Phone: 863-646-3040

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1427 Phyllis STREET, Lakeland, FL, 33803

$367,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $293,600 $293,600 $293,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $65 $65 $65
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,953 $1,951 $2,517
Total Monthly Payment $2,093 $2,091 $2,657

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.