Create your own private sanctuary! This property, set on 1. 3 acres within the Minisink Valley School district, boasts a well-maintained kitchen featuring granite countertops, a Jenn Air grill, and stainless appliances. Ideal for hosting, the house includes both a living room and a family room, providing ample space for guests. The living room is enhanced by a Tennessee marble fireplace and a black walnut accent wall, while the adjacent dining room is perfect for gatherings. The sprawling ranch offers convenient single-level living with five bedrooms, including a primary bedroom. Down the hall to the right is the primary bedroom and two additional bedrooms, with two more bedrooms and a bathroom located at the other end of the house, near the den. The bathroom underwent renovations five years ago. Storage is abundant with numerous closets and a full, unfinished basement that presents many possibilities. The property includes a two-car attached garage. The backyard features a covered patio and a 16 x 32 in-ground pool for summer enjoyment, along with ample outdoor space for picnics, campfires, gardening, BBQs, and a pet-friendly environment. Well-manicured grounds, this beautiful property is waiting to be discovered. Abundant outdoor gardens plus a large yard where you can relax and unwind at the end of a busy day. Close to Otisville Train station, Legoland, local restaurants, parks for recreational use, and the Village of Otisville. Commuter distance to NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $618 | $618 | $618 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,349 | $3,346 | $4,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.