26 Spencer Drive, Red Hook, NY, 12571 | $379,000

Rare opportunity in sought-after Red Hook! Welcome to 26 Spencer Dr, a spacious ranch-style home offering affordability in a prime location. Situated on a private 1. 57-acre wooded lot with lawns big enough to play on, this 1971 gem boasts both charm and potential. Step inside to discover 2300 square feet of flexible, open, space. On the main level are 3 bedrooms, a full bath, a living room and a super huge eat-in kitchen. The living room offers access to a second-level deck, offering peaceful views of your wooded surroundings. Cozy up on chilly evenings next to the wood-burning fireplace. The living room is open to the kitchen and dining rooms but still separate. The lower level is bright and expansive with walk-outs to a, partially covered back patio and the garage. There is a large family room, a laundry area, full bath and a very large 4th bedroom or bonus room, perfect for guests, a home office, playroom or gym. In addition to its great layout, lush private yard and desirable location, this home features modern amenities including stainless steel appliances and a gas stove in the spacious eat-in kitchen. Recent upgrades include central AC installed and Powerworkx whole house energy system to save on energy costs and ensure comfort throughout the seasons. Located in a friendly community with few comparable homes at this price point, 26 Spencer Dr. presents a unique opportunity to own a slice of tranquility in Red Hook. Affordable homes in Red Hook don't last long schedule your showing today and envision the possibilities of making 26 Spencer Dr. your new address.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1971
  • Garage: 2-car Attached
  • Heating: Oil, Baseboard, Forced Air
  • Cooling: Central Air, ENERGY STAR Qualified Equipment
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,300
  • Acreage: 1.57
  • Est. Taxes: $7,338
  • Middle School: Linden Avenue Middle School
  • High School: Red Hook Senior High School
  • School District: Red Hook
  • Appliances: Dishwasher, Oven, Refrigerator, Washer
  • MLS#: H6312530
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/H6312530/26spencerdrive_redhook_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Hudson Valley Properties   Phone: 845-876-8600

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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26 Spencer Drive, Red Hook, NY, 12571

$379,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $612 $612 $612
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,842 $2,396
Total Monthly Payment $2,579 $2,529 $3,083

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.