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Perfect New England Colonial in the heart of Simsbury! You'll love the updated kitchen w/ granite countertops, stainless steel appliances and a large island with seating! Hardwood floors enhance both the main floor and the upstairs. Inviting living room offers flexible options for seating, adding a dining table or an office space. At the top of the stairs, the landing welcomes you to the updated full bathroom, complete with claw foot tub, wainscoting and painted beams, so many charming details! 2 bedrooms with an option to finish the walk up attic for a third bedroom or office. The full basement offers more room, currently storage and laundry room areas with many uses for this space. The screened in porch is the perfect extension to the kitchen for all of your entertaining needs. Sip your coffee on the private covered front deck surrounded by the lush flowering bushes. Fenced in yard with beautiful landscaping surround the expansive paver patio. Low maintenance vinyl siding, newer roof/windows/Roth double walled oil tank. Parking for 2 cars! Very desirable location in Simsbury, a short walk down Pine Hill to popular restaurants! Simsbury Center is just 1 mile to shopping, restaurants, coffee shops, library and more! For recreation, the rails to trails easy access across the street and this connects to many of Simsbury's attractions- the Old Drake Hill Flower Bridge, Simsbury Performing Arts Center, Ironhorse playground and dog park. Paddle down the Farmington River to visit the oldest tree in CT, the Pinchot Sycamore tree. This home has updates galore! New Roth double walled oil tank 2023, new roof 2022, newer kitchen appliances including oven/range, dishwasher and refrigerator. Screened in porch added 2016. New in 2024- water intake valves to the tub, kitchen sink drain and first floor bathroom drain replaced. Copper pipe to exterior faucet and interior shutoff replaced. New porch remote controlled ceiling fan 2019, porch ceiling 2017 energy audit, new insulation-blown in, newer windows. Chimney has been repointed, newer stainless liner and cap. This home features public water and sewer. Brand new sewer and paving upgrade has been approved and has been started. The sewer assessment will be due after the work is completed, there is more information on the town website.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
Full Bath | Vaulted Ceiling,Tub w/Shower,Hardwood Floor | Upper | |
Half Bath | Hardwood Floor | Main | |
Kitchen | Hardwood Floor | 11.0 x 14.0 | Main |
Living Room | Built-Ins,Hardwood Floor | 16.0 x 11.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 10.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,670 | $1,648 | $2,126 |
Total Monthly Payment | $2,117 | $2,095 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.