The epitome of luxury! Rare opportunity to acquire builders own 2012 cedar shake Colonial in Cold Spring Harbor situated at the end of a cul-de-sac on treelined street. Greeted by circular driveway, enter double doors to grandiose two-story foyer leading to ~6100sqft of living space appointed with detailed mouldings. Top-of-the-line materials used throughout, Marvin windows, radiant floor heat on all tiled surfaces, geothermal HVAC providing efficiency and low utility costs. 44'x20' professional eat-in kitchen with granite countertops, marble backsplash, Wolf gas range with griddle and grill, 2 dishwashers, bar with beverage drawers and seating for 6, breakfast area, wet bar with wine fridge and French doors to mahogany covered porch. Adjoining 36'x22' family room with wood burning fireplace creates one ~850sqft space, perfect for entertaining and everyday living. Laundry room, dining room, living room, water closet, and en-suite bedroom complete the first level. Second level encompasses 5 bedrooms including 1 en-suite bedroom, 2 bedrooms with adjoining bath, and primary en-suite wing with gas fireplace, 2 walk-in closets, private mahogany deck overlooking backyard, and luxurious marble bath with jetted tub/steam shower. Plus home office and 29'x25' bonus room that can be used for recreation/gym. Well-thought out with quality and craftsmanship in mind, includes built-in speakers inside and out, camera security system, ~3000sqft basement with 10ft ceilings, ~1000sqft walk-up attic, 3 car garage with radiant heat floor and AC. Situated on 2. 07 acres this staycation-like property features specimen plantings, irrigation system, landscape lighting, sprawling lawn, flower gardens, and saltwater heated gunite pool/spa surrounded by expansive bluestone patio. Only 1. 5 miles to train station with direct line to Penn and Grand Central Station. Nearby schools, library, hiking trails, quaint village of Cold Spring Harbor and Eagle Dock Beach (fee) with mooring rights and kayak storage. Total Taxes: $55, 602/yr
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,120,000 | $3,120,000 | $3,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $4,634 | $4,634 | $4,634 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $17,715 | $19,465 | $26,118 |
Total Monthly Payment | $22,474 | $24,224 | $30,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.