Welcome to this updated 2 bedroom/2 bath, DOUBLE LANAI CORNER unit located in the highly desirable Tropic View building, the midrise closest to the Whispering Sands beach! This unit is being offered turnkey furnished minus a small exclusion list. Beautiful landscaping on the west side of the unit is planned for January 2025! Relish in the seamless flow between the indoors and outdoors with 4 sets of floor-to-ceiling sliders opening from the living areas and bedrooms into two separate 24’ glassed and screened lanais. These expansive lanais, complete with epoxy flooring and ceiling fans, provide an additional 300 SF of valuable living space for dining, entertaining, or remote work. Entertaining is easy in the partially open, updated kitchen featuring sleek countertops, subway tile backsplash, farmhouse style sink, and Whirlpool and GE appliances. You’ll enjoy cool ceramic tile flooring in the living areas, and brand new 2024 carpet in both bedrooms. The spacious primary bedroom includes a nice walk-in closet and an ensuite bath, while the generous second bedroom comfortably accommodates a king-sized bed and boasts a full wall of closet space. Both updated bathrooms feature glassed walk-in showers and recessed lighting. The unit comes with its own assigned storage locker just across the hall, ideal for storing your beach essentials. The common laundry room on the floor features TWO sets of commercial grade W/Ds, enabling you to get your laundry done in half the time! This building features interior carpeted hallways and a fob-controlled entry system. Whispering Sands is a premiere 55+ Gulf front property offering beautifully landscaped grounds, onsite association manager, 2 heated pools, clubhouse with catering kitchen & fitness rooms, Tiki hut, grills, beachside canoe/kayak storage, and 800’ of your own private beach on the Gulf of Mexico! Best of all, you are just around the corner from the shops and restaurants of Siesta Key Village and a short drive to Sarasota’s wealth of visual and performing arts, theatre, and cultural attractions!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,244 | $3,160 | $4,109 |
Total Monthly Payment | $3,823 | $3,739 | $4,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.