5085 Ensign LOOP, New Port Richey, FL, 34652 | $447,500

Exquisite 3BR/2BA Home with Private Beach Access and Community Boat Launches! Welcome to your slice of paradise! Nestled in the coveted Gulf Harbors community of New Port Richey, this 3-bedroom, 2-bathroom gem offers a lifestyle of comfort, convenience. As you step through the front door, you'll be greeted by a bright and spacious formal living room, creating an inviting atmosphere right from the foyer. The heart of this home is the exquisite white and neutral tone eat-in kitchen. It boasts a generously sized center island, ample counter space, cabinet storage, light-colored ceramic flooring, and a breakfast nook/bar. Additionally, there's a formal dining room, perfect for hosting gatherings and creating lasting memories with loved ones. The family room is a cozy haven with built-in bookshelves and beautiful bamboo flooring, providing ample space for all your entertainment needs. The Primary bedroom, tucked away for added privacy, also features bamboo floors and an en-suite master bath with a spacious glass shower stall. Two additional bedrooms are thoughtfully positioned on the opposite side of the house, with the main bath conveniently located in between. One of these bedrooms is currently being used as an office, offering flexibility to suit your needs. Now, picture yourself unwinding in the back screed lanai, basking in the Florida sunshine, or enjoying a quiet evening on the large, covered patio. This home boasts essential updates for your peace of mind, including new double-pane windows and doors for enhanced efficiency, a new water heater, and a durable tile roof 2017. Location is key, and this property doesn't disappoint. Coastal beauty. With private beach access and not one, but two community boat launches, this is the dream home you've been waiting for. You'll find yourself conveniently close to shopping, with easy access to Tampa for commuting, and within reach of the world-famous Pinellas County beaches. Don't let this dream home slip away! Call today to make it yours and start living the coastal lifestyle you've always desired. Your piece of paradise awaits!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,946
  • Acreage: 0.23
  • Est. Taxes: $1,915
  • HOA Fee: $100 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: T3537156
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/T3537156/5085ensignloop_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2024 2:48:11 AM)
Listing courtesy of AGILE GROUP REALTY   Phone: 813-569-6294

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5085 Ensign LOOP, New Port Richey, FL, 34652

$447,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $358,000 $358,000 $358,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,412 $2,379 $3,070
Total Monthly Payment $2,647 $2,614 $3,305

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.