Welcome to 264 Ronald Dr in the heart of Fairfield! This charming ranch-style home offers a delightful blend of comfort and convenience. Boasting 3 bedrooms and 1. 5 bathrooms, this 1, 676 square foot gem is designed for easy living. As you step through the front door, you'll be greeted by a spacious kitchen straight ahead, featuring ample cabinetry and sleek granite countertops. Just beyond the kitchen, you'll find a versatile dinette/pantry area, complete with an in-unit washer and dryer for your convenience. To the right of the entrance, a sunlit living and dining area awaits, adorned with gleaming hardwood floors, a cozy fireplace, and a beautiful bay window that floods the space with natural light. Adjacent to the dining room is a versatile den, perfect for a home office or playroom, with direct access to the attached one-car garage. On the left side of the entrance, a hallway leads to a full bathroom and three generously sized bedrooms, including a primary bedroom with its own private half bath. The expansive unfinished basement offers endless possibilities for customization and ample storage space. Step outside to a large deck that wraps around the back of the house, providing a perfect spot for outdoor entertaining. The expansive, level lawn is ideal for family gatherings and play. Additional features include central air conditioning, ensuring your comfort year-round.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $713 | $713 | $713 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,281 | $4,267 |
Total Monthly Payment | $4,174 | $4,086 | $5,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.