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Take a look at this amazing antique Colonial loaded with character and charm, not to mention some pretty nice surprises! Located centrally in the heart of historic Chepachet. As you enter the home through the front door into the hall (perfect mudroom or sitting area), you'll notice the amount of natural light that enters through the windows and the hard wood floors. On this level you will find an updated eat-in kitchen appointed with gleaming granite countertops, newer appliances and French doors that lead out to the generously sized deck overlooking the large, private backyard. On the main level you will also find the living room and a half bath. Walk through another set of doors and you enter into an IN-LAW! Yes, there's room for everyone in this home! This space includes a large bedroom, dining room, living room with sliders to the back deck, large bathroom and a galley kitchen. There is also a ramp-accessible separate entrance and separate electric service. If the space is not needed as an in-law then simply open the doors and it flows perfectly with the downstairs and could be used as a second living room, office or primary suite. Upstairs in the main part of the home there are 4 more bedrooms and another full bath. Yes, this home has 5 bedrooms! Outside, there is plenty of parking and a large yard. The fenced-in backyard is perfect for pets, kids, and entertaining! Schedule your showing now and be in just in time to enjoy cooking on your deck before the summer is over!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,830 | $3,630 |
Total Monthly Payment | $3,357 | $3,357 | $4,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.