Discover This Exquisite 4 Bedroom, 2 Bath Cape Style Home, Perfectly Situated On A Corner Property In The Picturesque Village Of Stewart Manor. Meticulously Maintained & In Mint Condition, This Residence Offers A Blend Of Classic Charm & Modern Updates. Step Into A Spacious Open Layout Kitchen Featuring Granite Countertops & Ample Space For Dining. Generously Sized Rooms Provide Comfort. The Full Partially Finished Basement, Accessible Through A Convenient Side Door, Offers Additional Space. This Home Is Equipped w/200Amp Electric, Complete w/A Disconnect Switch For A Generator, Ensuring Peace Of Mind. Enjoy The Benefits Of Natural Gas Heating & Cooking, As Well As Wood Floors Beneath The Carpet On The 1st Floor. Additional Storage Can Be Found In The Upstairs Knee Wall Spaces. The Well Manicured Exterior Includes In Ground Sprinklers To Keep Your Lawn Lush & Green. A One Car Detached Garage w/Side Street Entry & Double Wide Driveway Adds Convenience. Located Within Esteemed Stewart Manor Elementary & Sewanhaka District Middle/High School, This Home Offers An Ideal Setting For Families. Embrace The Charm & Convenience Of Stewart Manor Living In This Exceptional Property.
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $1,057 | $1,057 | $1,057 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,641 | $4,735 |
Total Monthly Payment | $4,790 | $4,790 | $5,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.