Patio Colony Villa, 2 bedroom, 2 bath located in the Fernandina Villas, Village of Summerhill. This villa has been well taken care of and features vaulted ceilings, a natural gas hot water heater and cook top, newly painted doors and trim with all new door handles and hinges, new modern kitchen sink and faucet, new electrical decor switches and outlets, new ceiling fans, updated light fixtures, new toilets, primary bath new stone counter top, new wifi garage door opener and situated on a corner lot, offering privacy and tranquility with serene pond views from the property. Located in close proximity to the Summerhill pool and amenities, including grocery store, dinning and shopping. Newer roof 3/2020, gas hot water heater 3/2021, A/C 10/2019 and No Bond. This villa is ideal for those seeking a peaceful retreat with convenient access to community facilities. Whether you're relaxing in the spacious interior with its airy vaulted ceilings or enjoying the natural surroundings, this home provides comfort and the villages lifestyle. Contact me today to schedule a viewing!
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Our Executive Mortgage Banker:
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,590 | $2,040 |
Total Monthly Payment | $1,842 | $1,842 | $2,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.